{"id":18041,"date":"2026-07-21T22:08:05","date_gmt":"2026-07-21T22:08:05","guid":{"rendered":"https:\/\/news678.top\/?p=18041"},"modified":"2026-07-21T22:08:05","modified_gmt":"2026-07-21T22:08:05","slug":"samsung-steps-into-us-credit-cards-with-the-galaxy-card-competing-directly-with-the-apple-card","status":"publish","type":"post","link":"https:\/\/news678.top\/?p=18041","title":{"rendered":"Samsung Steps Into US Credit Cards With the Galaxy Card, Competing Directly with the Apple Card"},"content":{"rendered":"<p><\/p>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/images.techeblog.com\/wp-content\/uploads\/2026\/07\/21142147\/samsung-galaxy-card-creditcard-launch.jpg\" alt=\"Samsung Galaxy Card Credit Card Launch\" width=\"960\" height=\"640\"\/><br \/>Samsung has entered the US credit card market with the Galaxy Card, its first such product in the country. The card comes from a partnership with Barclays US Consumer Bank and runs on the Visa network. Applications for early-access customers opened July 21, while the public can apply starting July 22 online or at any Samsung retail store.<\/p>\n<p><span id=\"more-251116\"\/><br \/><iframe title=\"Did Samsung Just Make a Better Apple Card?\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/YOsLf_oipXQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><noscript><iframe title=\"Did Samsung Just Make a Better Apple Card?\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/YOsLf_oipXQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/noscript><br \/>\nThis new offering comes in two forms: a virtual card that appears in Samsung Wallet as soon as you receive approval, and a sleek black metal counterpart with the Samsung emblem that will be delivered to you later. Once inside the wallet, it is stored alongside all of your other payment cards, digital IDs, passes, and keys, all of which are protected by Samsung\u2019s Knox security. From there, you can track your spending, get rewards, and remain organized without ever leaving the Samsung Wallet app on a compatible Galaxy phone.<\/p>\n<div class=\"aawp\">\n<div class=\"aawp-product aawp-product--horizontal aawp-product--ribbon aawp-product--sale\" data-aawp-product-asin=\"B0G4SW3XXP\" data-aawp-product-id=\"245095\" data-aawp-tracking-id=\"tec02e-20\" data-aawp-product-title=\"Samsung Galaxy S26 Ultra Unlocked Android Smartphone 512GB Privacy Display Galaxy AI AI Camera Super Fast Charging 3.0 Durable Battery 2026 US 1 Year Warranty Black\">\n<p>    <span class=\"aawp-product__ribbon aawp-product__ribbon--sale\">Sale<\/span><\/p>\n<div class=\"aawp-product__thumb\">\n<p>            <img decoding=\"async\" class=\"aawp-product__image\" src=\"https:\/\/m.media-amazon.com\/images\/I\/31iKpALxbIL._SL160_.jpg\" alt=\"Samsung Galaxy S26 Ultra, Unlocked Android Smartphone, 512GB, Privacy Display, Galaxy AI, AI Camera...\"\/><\/p><\/div>\n<div class=\"aawp-product__content\">\n<p>            Samsung Galaxy S26 Ultra, Unlocked Android Smartphone, 512GB, Privacy Display, Galaxy AI, AI Camera&#8230;        <\/p>\n<div class=\"aawp-product__description\">\n<ul>\n<li>PRIVACY DISPLAY: Automatically hide your screen from those beside you. The built-in privacy display can be preset\u00b9 to turn on when receiving&#8230;<\/li>\n<li>TYPE IT IN. TRANSFORM IT FAST: Enhance any shot in seconds on your smartphone by using Photo Assist\u00b2 with Galaxy AI.\u00b3 Add objects, restore details&#8230;<\/li>\n<li>NIGHTS, CAPTURED CLEARLY: From gigs to city lights, record and capture moments after dark with clarity using Nightography so your photos and videos&#8230;<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<p>\nCash rewards are the main attraction here, and they apply to purchases made directly from Samsung, whether online at Samsung.com, in one of their experience stores, via the Shop app, the Galaxy Store, Care+, or any linked service, since they all earn you 5%. Put the card in your Samsung Wallet, and you\u2019re looking at 3 percent for those purchases. Streaming services such as Netflix, Disney+, and Spotify pay you 2 percent, while everything else earns you 1 percent.<\/p>\n<p><iframe title=\"Samsung Galaxy Credit Card is Official!\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/MzyyPYzhi7E?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><noscript><iframe title=\"Samsung Galaxy Credit Card is Official!\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/MzyyPYzhi7E?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/noscript><br \/>\nNew sign-ups who spend $2000 during the first three months of creating an account will receive a $200 cash rewards bonus. If you pay for or renew a Samsung VIP Advantage membership with the Galaxy Card, you\u2019ll get a 20% discount (on top of the 5% cash rewards rate). This card comes with no annual fee, which is a relief for some.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/images.techeblog.com\/wp-content\/uploads\/2026\/07\/21142925\/samsung-galaxy-card-creditcard-launch-1.jpg\" alt=\"Samsung Galaxy Card Credit Card Launch\" width=\"1280\" height=\"720\"\/><br \/>Barclays is presenting the Galaxy Card as the first digital wallet credit card of its sort, which means that all transactions take place within Samsung Wallet rather than a separate banking app. Visa acceptance takes care of the rest, so you know it\u2019ll work anywhere Visa does. You can also use it to finance a Galaxy device purchased straight from Samsung, allowing you to pay for new phones, tablets, and other items over time.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/images.techeblog.com\/wp-content\/uploads\/2026\/07\/21142934\/samsung-galaxy-card-creditcard-launch-2.jpg\" alt=\"Samsung Galaxy Card Credit Card Launch\" width=\"1280\" height=\"720\"\/><br \/>In terms of incentives, this appears to be a better offer than the Apple Card, especially if you spend a lot of money on Samsung products or use Samsung Wallet on a frequent basis. Apple presently offers 3% on Apple purchases and certain partners, 2% on Apple Pay transactions, and 1% on everything else. Samsung\u2019s arrangement focuses more on their platform, although it also offers daily return on streaming and general purchases.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/images.techeblog.com\/wp-content\/uploads\/2026\/07\/21142939\/samsung-galaxy-card-creditcard-launch-3.jpg\" alt=\"Samsung Galaxy Card Credit Card Launch\" width=\"1280\" height=\"720\"\/><br \/>In the grand scheme of things, it\u2019s clear that Samsung wants to make its handsets, wallet software, and the money consumers spend every day inextricably intertwined. For those who already own a few Samsung products, the increasing benefits on direct Samsung purchases and Samsung Wallet spending are a compelling reason to retain your purchasing habits within the Samsung ecosystem. On July 22, the program became available to the general public, giving anyone in the United States a simple online option to enter and check if the card fits their shopping habits.<\/p>\n<\/p><\/div>\n<p> Samsung Steps Into US Credit Cards With the Galaxy Card, Competing Directly with the Apple Card<br \/>\n<br \/>#Samsung #Steps #Credit #Cards #Galaxy #Card #Competing #Apple #Card<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Samsung has entered the US credit card market with the Galaxy Card, its first such&#8230;<\/p>\n","protected":false},"author":1,"featured_media":18042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[843,548,2739,6259,1293,404,403,1753],"class_list":["post-18041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tech","tag-apple","tag-card","tag-cards","tag-competing","tag-credit","tag-galaxy","tag-samsung","tag-steps"],"featured_image_urls":{"full":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch.jpg",960,640,false],"thumbnail":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch-150x150.jpg",150,150,true],"medium":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch-300x200.jpg",300,200,true],"medium_large":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch-768x512.jpg",640,427,true],"large":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch.jpg",640,427,false],"1536x1536":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch.jpg",960,640,false],"2048x2048":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch.jpg",960,640,false],"covernews-featured":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch.jpg",960,640,false],"covernews-medium":["https:\/\/news678.top\/wp-content\/uploads\/2026\/07\/samsung-galaxy-card-creditcard-launch-540x340.jpg",540,340,true]},"author_info":{"display_name":"admin","author_link":"https:\/\/news678.top\/?author=1"},"category_info":"<a href=\"https:\/\/news678.top\/?cat=8\" rel=\"category\">Tech<\/a>","tag_info":"Tech","comment_count":"0","_links":{"self":[{"href":"https:\/\/news678.top\/index.php?rest_route=\/wp\/v2\/posts\/18041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news678.top\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news678.top\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news678.top\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news678.top\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18041"}],"version-history":[{"count":0,"href":"https:\/\/news678.top\/index.php?rest_route=\/wp\/v2\/posts\/18041\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news678.top\/index.php?rest_route=\/wp\/v2\/media\/18042"}],"wp:attachment":[{"href":"https:\/\/news678.top\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news678.top\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news678.top\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}